Personal Loans

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Science Park Federal Credit Union wants to make borrowing quick and easy for you. That’s why we would like you to take our One-Minute Personal Loan Test. It will help you find out if you’re in a good borrowing position, so you can feel more comfortable about applying for a loan with us. And by taking the test in the privacy of your own home, no one needs to know how you scored but you.

If you score 15 points or more, call us at (203) 786-5885 or apply online today. We’ll get back to you right away with the answer you need. (A lower score simply means that we’ll need to work a little harder to try and find a way to give you the loan you want.)

Consumer Loan Rates Effective May25, 2023

AUTOMOBILE
Fixed Rates; 110% Financing available
NEW AND USED AUTO FINANCINGAs low as 4.25% APR
TERM UP TO 84 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
SHARE SECURED LOANS–.
4% OVER CURRENT RATE PAID ON SHARE SAVINGS4.050% APR
LOAN RATES ARE BASED ON MEMBER FICO SCORE. PLEASE
CALL THE CREDIT UNION FOR MORE DETAILS
PERSONAL LOANS
UP TO 10,000.00As low as 10.00% APR
TERM UP TO 60 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
RECREATIONAL VEHICLES/MOTORCYCLESAs low as 6.25%
Fixed Rates; 100% Financing available on motorcycles
TERM UP TO 60 MONTHS
CALL THE CREDIT UNION FOR RATE AND TERM INFO

Rates are determined by FICO credit score.  Payment example: $10,000.00 personal loan for  60 months  at 10.00% APR is $212.48 a month.  Auto loan payment example: $10,000.00 for 48 months at 4.25% APR IS $226.96  a month.  APR = Annual Percentage rate.  Rates are subject to change at any time

Got A Minute? 

Take a One-Minute Test to see if you’re in a good borrowing position. It's quick and easy.

TEST YOURSELF NOW!