Fee Schedule
Effective: October 2018
| SHARE | Share any account or sub-account |
| Minimum Balance | $10.00 per month, if under $50.00 |
| Check payee, other than member | $1.00 per check |
| Photo copy of check | $10.00 |
| SHARE DRAFT | No monthly fee - 1st 50 checks free |
| Overdraft protection | $12.00 |
| Non-Sufficient funds (no funds available/returned | $32.00 per item |
| Deposited check returned to C.U. for NSF | $20.00 |
| Photo copy of check | $10.00 |
| Stop payment | $20.00 |
| Early closing of share draft VISA debit card | $25.00 if closed the first year |
| ATM | |
| Overdraft protection-money transferred from savings | $12.00 |
| Non-Sufficient funds (no funds) | $32.00 per item if signed up for opt out program |
| ATM fee | $1.00 after 4 free per month |
| Replacement of card (Includes VISA debit card) | $30.00 |
| ACH | |
| Overdraft protection | $12.00 |
| Non-Sufficient funds (no funds available/returned | $32.00 per item |
| Stop payment, non authorized, revoke authorization | $20.00 |
| MICELLANEOUS | |
| Money Market fee | $10.00 after 3 withdrawals per month |
| Research fee | $25.00 per hour minimum one hour |
| Legal process | $50.00 per occurrence |
| Early withdrawal of club (includes holiday, vacation club | $15.00 per withdrawal |
| Incoming wire | $15.00 per wire |
| Outgoing wire | $20.00 per wire |
| Escheat fee | $30.00 |
| Stop payment of Credit Union check | $25.00 per check |
| Inactive fee (2 year no activity) | $5.00 per month under $500.00 |
| Loan late fee | $20.00 after ten days of due date |
| Copy of statement fee (interim statements) | $5.00 per statement** |
| Paper statement fee | $2.00 per month** |
| Bad address fee | $2.00 per month |
| Loan coupon book | $10.00 each book |
| Defer a loan pymt | 10% of loan payment |
| **62 years and older exempt |